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October 10

Equipment Leasing

Equipment leasing will preserve your working capital.

Are you starting a small business or have you been in business less than 2 years? As you may know, finding equipment leasing for a small business start up can be difficult.

Not anymore.

Our equipment leasing program for startup / new businesses is designed with you in mind! We don't require any time in business so you can be a day 1 start up and we can still get your business equipment leasing!

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October 09

NorTech to narrow focus to two industries

Regional technology advocacy group NorTech for the foreseeable future will focus on just two industries, advanced energy and liquid crystals, instead of five.

The changes are the result a seven-month re-evaluation of NorTech’s mission conducted by the group’s board and an outside consultant. The Fund for Our Economic Future, a group of philanthropies that promotes economic development in Northeast Ohio, endorsed the plan with a vote today that provided a grant of up to $2.1 million to be used for NorTech’s operating costs through 2009.

The Fund and the Greater Cleveland Partnership provide almost all of NorTech’s operating dollars.

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October 08

The Basics About Small Business Equipment Leasing

Many businesses are now turning towards equipment lease financing not only for starting up a business but for expanding an existing business as well.  Business equipment leasing is not just a popular choice among aspiring entrepreneurs who don’t have sufficient funding. Even established business owners prefer to lease equipment rather than purchase them.

True, business equipment leasing is a great option that any type of business can consider.  However, it is very important to find an equipment leasing company that does not only provide equipment but works like a business partner as well.  A good leasing company does not merely provide the devices and equipment you need, but also extends a helping hand and support with regards to the use and maintenance of all the obtained equipment.

There are many different equipment leasing firms in the market.  Use the internet to find a list of possible equipment leasing firms you can work with.  How can you find the right one? 

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October 07

Small businesses stymied as credit gets scarce

Doc Cohen has borrowed money from the same lender for about nine years.

Yet, despite his track record and good credit, the Tomball-based franchisee is finding it harder to get a loan.

He wants to add three stores to his collection of 29 Pretzel Time, Great American Cookies and Coffee Beanery outlets found in Houston-area malls, and needs $1.5 million.

But the lender won't give him credit unless he keeps $1 million as his minimum balance.

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October 06

How To Raise Capital For Your Business

Anyone who plans to start up a business needs to prepare enough funding.  Before venturing in any business, you need to sit and examine your financial capability objectively. 

  • Do you have sufficient saving in your accounts? 
  • Do you have personal investments such as stocks or bonds that you can use? 

 

Some aspiring entrepreneurs rely solely on their retirement funds as a start up financing.  However, although you may have a retirement plan, it is not always advisable to use this money for business financing.  What if you don’t have enough resources to start up a business?  There are other ways to raise a business capital such as acquiring a loan and using equity.  By acquiring a loan, you’ll instantly get the funding you need and repay it according to the payment terms you and your lender have agreed upon.  On the other hand, obtaining a sum from equity financing requires you to sell portions of your business to investors.

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